DigitPayFour stages.
One connected money flow.
From the moment money arrives to the moment it is settled, everything works together in one connected system.
Collect
Money arrives through any channel.
Hold
Money waits somewhere you can see it.
Convert
Money changes currency inside the system.
Settle
Money lands on one settlement rule.
One ledger connecting every stage.
Money arrives, through any channel.
Accept payments everywhere and record every sale in one system. From your store counter to online, everything flows into the same ledger.
- Card, contactless, QR and online payments through Adyen payment rails
- DigitPOS records line items, tender, outlet, staff, table, tax, discounts and voids
- One sale. One record.
Money waits somewhere you can see it.
Keep balances visible across currencies without separating your money into disconnected accounts. Your position stays connected to the same ledger as the payments that created it.
- Balances held on Airwallex payment rails
- More than one currency, no account per currency
- Position visible before it is needed
Money changes currency without leaving the system.
See the rate before the conversion and keep the transaction connected to the money that moves through your wallet.
- Conversion runs where the money already sits
- One quoted rate, one recorded transaction
- Airwallex payment rails
Quoted rate 1 SGD = 0.7420 USD
Money lands, on one rule.
Domestic or cross-border, card or platform, Singapore or Malaysia. Funds settle the next day.
- Same rule across the flow
- Supplier and contractor payouts on Airwallex payment rails
- One timing to plan against
One connected flow. Different pressure points.
The same four-stage money flow applies across businesses, but the pressure shows up in different places.
Restaurants
Delivery platforms each report their own numbers on their own schedule, against counter takings that close nightly.
Retailers
Many outlets, many terminals, one set of books to close.
Jewellers
High-value transactions where the rate on a conversion and the record behind it both have to hold up.
Is this your month end?
Bring payments, settlement and cash visibility into one connected flow. See how DigitPay can simplify your operations.
Book a demo