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🌏 Global🇸🇬 Singapore🇲🇾 Malaysia
Products One connected platform

Everything your money needs.

Payments, wallet, currency, payouts and cards — connected in one platform, with one place to see what your money is doing.

DigitPay · Connected balanceConnected
SGD12,480.00
Payment acceptanceCard · QR · Online
Collect
Business walletMulti-currency balances
Hold
Foreign exchangeClear recorded rates
Convert
Global payoutsSupplier & contractor payments
Settle
One connected platform

Everything works from the same money flow.

Payments, balances, currency conversion, payouts and cards work together, so your team can see what happened, where the money is, and what happens next.

01 · COLLECT

Accept payments without splitting the record.

Card, contactless, QR and online payments through one acquiring relationship on Adyen payment rails, reported as one record rather than one per channel.

  • Card and contactless payments
  • QR and online payments
  • One connected payment record

Payment acceptance is performed on Adyen payment rails by the licensed provider.

Payment acceptance · One payment flowConnected
CardIn-store
ContactlessTap to pay
QRScan & pay
OnlineCheckout
Payment receivedPayment
Matched
Sale recordedLedger
Matched
02 · DIGITPOS

Your sale starts in the same ledger.

DigitPOS records the sale as it happens and keeps the payment that settles it matched to that sale at the counter, so nothing has to be matched later.

  • Line items, tender, outlet & staff
  • Table, tax, discounts & voids
  • Runs on standard Windows and iOS devices you own

The POS records the sale; card payments are accepted on Adyen payment rails.

DigitPOS · Main outlet · #10482 · Table 08Live
Iced Latte× 2
18.00
Chicken Rice× 1
12.50
Mineral Water× 2
4.00
Total · Card payment acceptedSGD 34.50
03 · HOLD

Keep your balances where you can see them.

Hold balances in more than one currency without opening an account for each one. See the position before you need it, instead of reconstructing it at month end.

  • Multiple currencies in one wallet
  • Clear balance visibility
  • No separate account for every currency

Multi-currency balances are held on Airwallex payment rails. DigitPay displays the position in one connected view.

Business wallet · 3 currenciesLive
🇸🇬
SGDSingapore dollar
24,820.50
🇲🇾
MYRMalaysian ringgit
18,460.20
🇺🇸
USDUS dollar
6,240.80
04 · CONVERT

Change currency without leaving the system.

Convert where the money already sits, with the rate recorded on the line, so the figure that leaves matches the figure you were quoted.

  • Convert where the balance already sits
  • Quoted rate recorded on the transaction
  • Clear amount before the money moves

Currency conversion is performed on Airwallex payment rails by the licensed provider.

Foreign exchange · Convert where money sitsRecorded
From10,000
🇸🇬 SGD
To34,720
🇲🇾 MYR

Quoted rate 1 SGD = 3.472 MYR · recorded on transaction

05 · SETTLE

Money lands on one settlement rule.

Supplier and contractor payments out on Airwallex payment rails, on the same T+1 rule that brings money in. One timing to plan against, in both markets.

  • Supplier and contractor payouts
  • Airwallex payment rails
  • T+1 settlement timing

Payouts are performed on Airwallex payment rails by the licensed provider.

Global payouts · Settlement flowConnected
✓
Payment receivedFunds enter the connected flow.
✓
Funds heldBalance remains visible.
✓
Payout scheduledSupplier payment is prepared.
T+1
SettlementSame rule across Singapore · Malaysia.
06 · CARDS

Spend from the balance you already hold.

Corporate Visa cards issued on Airwallex rails, with spending against the balance already held and transactions coded back to revenue.

  • Corporate Visa cards
  • Spend against held balances
  • Transactions coded back to revenue

Cards are issued on Airwallex rails by the licensed provider.

DigitPay
•••• •••• •••• 4821
Card holder
Business Operations
VISA
Harbour View HotelTravel
−480.00
Office SuppliesOperations
−126.50
07 · EMBEDDED FINANCE

Put the money flow inside your platform.

Payment and wallet infrastructure exposed to platforms under their own brand, so the money experience becomes part of the product their customers already use.

  • Payment acceptance
  • Business wallet & foreign exchange
  • Global payouts

Embedded finance capabilities are provided through licensed infrastructure providers.

Your platform · Embedded moneyConnected
SGD42,680.20
AcceptCollect
HoldManage
ConvertCurrency
Pay outSend
Powered by the DigitPay money flow
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Is this your month end?

Bring payments, settlement and cash visibility into one connected flow. See how DigitPay can simplify your operations.

Book a demo
01Still matching transactions across systems at month end?
02Chasing separate numbers from delivery platforms?
03Waiting days to know your actual cash position?